Charming Raised Ranch with legal IN-LAW APARTMENT in sought after Carmel, NY! This home features three bedrooms and two full bathrooms on the main level. Roomy living room with sight lines into kitchen and dining room make this an ideal entertainment space. Three season room off of dining room is an ideal spot to enjoy your morning coffee while viewing your gorgeous backyard! The lower level offers a separate entrance to a one bedroom one bathroom in-law apartment. Apartment features a large open concept living area. Kitchen with gas stove, dining area, and spacious living room round out this level. OVERSIZED DETACHED GARAGE with loft makes this one you don't want to miss!